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Fixed-Rate Mortgage

Fixed-rate mortgages protect you against rising rates since the interest rate remains the same for the entire term of the loan. Plus, you have the flexibility of selecting a 10, 15, 20, 25 or 30-year term (depending on the loan type). The main difference is the lower term options have higher monthly payments, which also means you are building home equity faster. Keep in mind you can use equity as a down payment for a new home if you sell your existing home or take out equity with a cash-out refinance.

Fixed-Rate Mortgage​ Highlights

If you plan on staying in your home for a longer time frame, a fixed-rate mortgage could be the right solution for you since this option features:
  • Consistent monthly payments and interest rates
  • Protection from rising interest rates
  • Mortgage tax interest deduction*
  • Different term length options

​*This does not constitute tax advice. Please consult a tax advisor regarding your specific situation.
​

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78370 Hwy 111 #200  La Quinta, CA 92253
   Ph: 760.660.4696
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​Mike Chapa NMLS #259004 - Email
Bidi Gonzalez NMLS #277063 - Email

Complaints may be directed to: (877) 699-0353 or by Email

​Licensed by the Department of Business Oversight under the California Finance Lenders Law. Loans made or arranged pursuant to a California Finance Lenders Law License.  FIMC NMLS #2289

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© 2018 Fairway Independent Mortgage Corporation
NMLS #259004
78370 Hwy 111 #200  La Quinta, CA 92253  760.660.4696
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  • Home
  • About Us
  • Testimonials
  • Our team
  • Loan Programs
    • Adjustable-Rate Mortgage
    • Conventional Loans
    • FHA Loans
    • Fixed-Rate Mortgage
    • Renovation Loans
    • Reverse Mortgages
    • USDA Loans
    • VA Loans
    • Officer Connection Program
    • Teacher Appreciation Program
  • Contact us
Website by BSocial Media Management